Illustrative scene of a couple reviewing their plans together at home
Personal loans. Personal support.

Winn Financial Solution.

Personal loans for life's next step, with a team you can talk to.

Funds delivered via Interac e-Transfer

How it works

  1. 01

    Apply

    Complete your application online.

  2. 02

    Review

    Our team reviews your request and, if approved, your loan terms.

  3. 03

    Receive funds

    Once finalized, receive funds via Interac e-Transfer.

Loan options

Interest Only

Pay interest during the term.

  • Principal stays unchanged
  • Full principal due at term end
Apply Now

Equal Installment

Repay principal and interest together.

  • Equal scheduled payments
  • Fully repaid by term end
Apply Now

Interest Only

Pay interest during the term.

  • Principal stays unchanged
  • Full principal due at term end
Apply Now

Interest now. Principal later.

During the loan term, your scheduled payments cover interest. These payments do not reduce the principal you borrowed.

Plan for the final payment: the full principal is due at the end of the agreed term.

Equal Installment

Repay principal and interest together.

  • Equal scheduled payments
  • Fully repaid by term end
Apply Now

One payment. Both parts.

Each scheduled payment covers both principal and interest. As you make payments, the principal balance gets smaller.

Your repayment schedule and payment amount are set out in your loan agreement.

What do you have in mind?

Home repairs

Explore funding for repairs and improvements that cannot wait.

Let's talk

Vehicle expenses

Consider your options for an unexpected repair or vehicle expense.

Let's talk

Debt consolidation

Talk through your existing debts and possible repayment options.

Let's talk

Education costs

Plan for tuition, supplies, and the next chapter.

Let's talk

Everyday surprises

Explore your options when an unexpected bill changes your plans.

Let's talk

Business needs

Discuss funding needs for your next idea or opportunity.

Let's talk

Ready to apply?

Apply Now
  • 18 years or older
  • Government-issued ID
  • Regular income
  • Active bank account